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Account Inquiry

POST/rest/v1.0/emoney/account-inquiry

This API is used for merchant to do account inquiry to DANA. For the easiest integration, use DANA's Libraries to implement Disbursement to Balance.

API Type
SNAP API
Expected Timeout
8 second
SNAP Service Code
37
Accept
application/json
Content Type
application/json
Content-type
string
1 - 127 charactersRequired
Content type, value always application/json
Authorization
string
1 - 2048 charactersConditional
Contains bearer JWT token, which has been obtained from Authorization Token Request API
Conditional Info
Y:= Signature option is symmetric approach
X-TIMESTAMP
string
25 charactersRequired
Transaction date time, in format YYYY-MM-DDTHH:mm:ss+07:00.
Time must be in GMT+7 (Jakarta time)
X-SIGNATURE
string
Required
Signature need to be generated with symmetricSignature or asymmetricSignature method
ORIGIN
string
Origin domain
X-PARTNER-ID
string
1 - 36 charactersRequired
Unique identifier for partner was generated by DANA, or known as clientId
X-EXTERNAL-ID
string
1 - 36 charactersRequired
Unique messaging reference identifier generated by merchant and should be unique within the same day
X-IP-ADDRESS
string
15 characters
IP address of the end user (customer) using IPv4 format
CHANNEL-ID
string
1 - 5 charactersRequired
Device identification on which the API services is currently being accessed by the end user (customer)
partnerReferenceNo
string
1 - 64 characters
Unique transaction identifier in partner system for each transaction.
Note: When retrying after a timeout or unexpected response, use the same partnerReferenceNo as in the original request
customerNumber
string
1 - 32 charactersRequired
Customer account number, in format 628xxx
amount
money
Required
Amount. Contains two sub-fields:
  1. Value: Transaction amount, including the cents
  2. Currency: Currency code based on ISO
value
string
1 - 19 charactersRequired
Value of amount. Following ISO-4217, for IDR the value includes 2 decimal digits separated with point e.g. ,IDR 10.000,- will be placed with 10000.00
currency
string
1 - 3 charactersRequired
Currency
transactionDate
string
25 characters
Transaction date, in format YYYY-MM-DDTHH:mm:ss+07:00.
Time must be in GMT+7 (Jakarta time)
additionalInfo
json object
Additional information
additionalInfo.fundType
string
1 - 64 charactersRequired
Additional information of top up fund type. Possible values:
  • AGENT_TOPUP_USER_SETTLE: used for disbursement to balance solution
  • MERCHANT_WITHDRAW_FOR_CORPORATE: used for disbursement to bank solution
For this fund type, value always AGENT_TOPUP_FOR_USER_SETTLE
additionalInfo.externalDivisionId
string
1 - 64 characters
Additional information of external division identifier. This parameter only used for subMerchant of Disbursement to Balance
(fundType: AGENT_TOPUP_FOR_USER_SETTLE)
Notes: It is generally optional, but becomes mandatory if the additionalInfo.chargeTarget value is set to DIVISION.
additionalInfo.chargeTarget
string
1 - 64 characters
Additional information of charge target. This parameter only used for subMerchant of Disbursement to Balance.
The values are:
  • null
  • DIVISION
  • MERCHANT
if the value is DIVISION, externalDivisionId will be Mandatory
additionalInfo.customerId
string
1 - 32 characters
Public user identifier of DANA user.
Notes: If used, requires customerNumber to be filled with default phone number literal "620000000000"
POST .../rest/v1.0/emoney/account-inquiry HTTP/1.2
Content-type: application/json
Authorization: Bearer gp9HjjEj813Y9JGoqwOeOPWbnt4CUpvIJbU1mMU4a11MNDZ7Sg5u9a
X-TIMESTAMP: 2020-12-21T17:02:11+07:00
X-SIGNATURE: 85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5
ORIGIN: www.hostname.com
X-PARTNER-ID: 82150823919040624621823174737537
X-EXTERNAL-ID: 41807553358950093184162180797837
X-IP-ADDRESS: 172.24.281.24
CHANNEL-ID: 95221
{
  "partnerReferenceNo": "{reqMsgId/partner unique request id}",
  "customerNumber": "62810987654321",
  "amount": {
    "value": "10000.00",
    "currency": "IDR"
  },
  "transactionDate": "2020-12-21T14:56:11+07:00",
  "additionalInfo": {
    "fundType": "AGENT_TOPUP_FOR_USER_SETTLE",
    "externalDivisionId": "91080916Division",
    "chargeTarget": "DIVISION",
    "customerId": "20200519111215830121DANAW3ID009200305573"
  }
}
Content-type
string
1 - 127 charactersRequired
Content type, value always application/json
X-TIMESTAMP
string
25 charactersRequired
Transaction date time, in format YYYY-MM-DDTHH:mm:ss+07:00. Time must be in GMT+7 (Jakarta time)
responseCode
string
7 charactersRequired
Refer to response code list
responseMessage
string
1 - 150 charactersRequired
Refer to response code list
referenceNo
string
1 - 64 characters
Transaction identifier on DANA system
partnerReferenceNo
string
1 - 64 characters
Unique transaction identifier in partner system for each transaction.
Note: When retrying after a timeout or unexpected response, use the same partnerReferenceNo as in the original request
sessionId
string
1 - 25 characters
Session identifier
customerNumber
string
1 - 32 charactersRequired
Customer account number, in format 628xxx
customerName
string
1 - 255 charactersRequired
Customer account name
customerMonthlyLimit
numeric
17 characters
Limitation of top up balance for customer per month
minAmount
money
Minimal amount. Contains two sub-fields:
  1. Value: Transaction amount, including the cents
  2. Currency: Currency code based on ISO
value
string
1 - 19 charactersRequired
Value of amount. Following ISO-4217, for IDR the value includes 2 decimal digits separated with point e.g. ,IDR 10.000,- will be placed with 10000.00
currency
string
1 - 3 charactersRequired
Currency
maxAmount
money
Maximal amount. Contains two sub-fields:
  1. Value: Transaction amount, including the cents
  2. Currency: Currency code based on ISO
value
string
1 - 19 charactersRequired
Value of amount. Following ISO-4217, for IDR the value includes 2 decimal digits separated with point e.g. ,IDR 10.000,- will be placed with 10000.00
currency
string
1 - 3 charactersRequired
Currency
amount
money
Amount. Contains two sub-fields:
  1. Value: Transaction amount, including the cents
  2. Currency: Currency code based on ISO
value
string
1 - 19 charactersRequired
Value of amount. Following ISO-4217, for IDR the value includes 2 decimal digits separated with point e.g. ,IDR 10.000,- will be placed with 10000.00
currency
string
1 - 3 charactersRequired
Currency
feeAmount
money
Fee amount. Contains two sub-fields:
  1. Value: Transaction amount, including the cents
  2. Currency: Currency code based on ISO
value
string
1 - 19 charactersRequired
Value of amount. Following ISO-4217, for IDR the value includes 2 decimal digits separated with point e.g. ,IDR 10.000,- will be placed with 10000.00
currency
string
1 - 3 charactersRequired
Currency
feeType
string
1 - 25 characters
Type of fee for each top up transaction. Such as admin fee
additionalInfo
json object
Additional information
Content-type: application/json
X-TIMESTAMP: 2020-12-21T17:02:18+07:00
{
    "responseCode": "2003700",
    "responseMessage": "Successful",
    "referenceNo": "2020102977770000000009",
    "partnerReferenceNo": "2020102900000000000001",
    "sessionId": "883737GHY8839",
    "customerNumber": "6281388370001",
    "customerName": "John Doe",
    "customerMonthlyInLimit": "10000000",
    "minAmount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "maxAmount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "amount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "feeAmount": {
        "value": "10000.00",
        "currency": "IDR"
    },
    "feeType": "Admin fee",
    "additionalInfo": {}
}
ResponseCauseSolution
2003700Successful
Success to be processed
Mark Account Inquiry process as Success
4003700Bad Request
General request failed error
Mark Account Inquiry process as Failed. Retry request with proper parameter
4003701Invalid Field Format
Invalid format for certain field
Mark Account Inquiry process as Failed. Retry request with proper parameter
4003702Invalid Mandatory Field
Missing or invalid format on mandatory field
Mark Account Inquiry process as Failed. Retry request with proper parameter
4013700Unauthorized. [reason]
General unauthorized error
Mark Account Inquiry process as Failed. Retry request with proper parameter
4013701Invalid Token (B2B)
Authorization token are invalid, perhaps due to token expiry for B2B
Mark Account Inquiry process as Failed. Retry request with proper parameter
4013702Invalid Customer Token
Customer token are invalid, perhaps due to token expiry
Mark Account Inquiry process as Failed. Retry request with proper parameter
4013704Customer Token Not Found
Customer token not found in the system. This occurs on any API that requires token as input parameter
Mark Account Inquiry process as Failed. Retry request with proper parameter
4033702Exceeds Transaction Amount Limit
Exceeds transaction amount limit
Mark Account Inquiry process as Failed. Retry request with proper amount
4033705Do Not Honor
Account or user status is abnormal
Mark Account Inquiry process as Failed. Contact DANA to check the user/account status
4033714Insufficient Funds
Insufficient funds
Mark Account Inquiry process as Failed. Contact DANA to top up deposit balance
4033715Transaction Not Permitted. [reason]
Transaction not permitted
Mark Account Inquiry process as Failed. Contact DANA to check merchant configuration
4033718Inactive Card/Account/Customer
Indicates inactive account
Mark Account Inquiry process as Failed. Contact DANA to check merchant configuration
4033720Merchant Limit Exceed
Merchant aggregated purchase amount on that day exceeds the agreed limit
Mark Account Inquiry process as Failed. Contact DANA to check merchant configuration
4043708Invalid Merchant
Merchant does not exist or status abnormal
Mark Account Inquiry process as Failed. Contact DANA to check merchant configuration
4043711Invalid Card/Account/Customer [info]/Virtual Account
Card information may be invalid, or the card account may be blacklisted, or Virtual Account number maybe invalid
Mark Account Inquiry process as Failed. Contact DANA to check merchant configuration
4293700Too Many Requests
Maximum transaction limit exceeded
Mark Account Inquiry process as Failed. Retry new Account Inquiry process
5003700General Error
General error non retry-able
Mark Account Inquiry process as Failed. Retry new Account Inquiry process
5003701Internal Server Error
Unknown internal server failure, please retry the process again
Mark Account Inquiry process as Failed. Retry new Account Inquiry process
Total Timeout
Total timeout, the client side does not get any responses from the server side (can be due to network issue, server slowing down, and so on)
Mark Account Inquiry process as Failed. Retry new Account Inquiry process
Unexpected response (empty field/field does not exist/undefined response code)
The server does not produce expected responses (can be due to hardware failure, bugs, and so on)
  • If the response code prefix are 202 and 5XX, mark Account Inquiry process as Failed. Retry new Account Inquiry process
  • If empty field/field does not exist, mark Account Inquiry process as Failed. Retry new Account Inquiry process
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